By Brian Blase, Ph.D. Galen Institute, July 27, 2020 | The Affordable Care Act dramatically changed insurance regulation in the individual and small-group health insurance markets. A key change detached the amount of an individual’s premium from his or her expected medical claims. By itself, this would have led to a variety of problems, including creating an incentive for … [Read more...] about The ACA’s Risk-Adjustment Program Needs Adjusting
The Patient Protection and Affordable Care Act, signed into law March 23, 2010, represents the most sweeping federal health reform legislation since the creation of Medicare and Medicaid in 1965. In the ensuing decade, the ACA has led to greater federal government control over the health care system through its mandates, subsidies, and taxes, leading to much higher costs and spending and fewer … [Read more...] about Affordable Care Act at Ten: Huge Expansion of Welfare and Injury to Individual Insurance Market
Galen Senior Fellow Brian Blase reports in a Wall Street Journal op-ed about millions of working, middle-income people being illegally enrolled in Medicaid, the health program designed for poor and vulnerable Americans. Brian and Cato senior fellow Aaron Yelowitz write about new research exposing “ObamaCare’s Medicaid Deception:” ObamaCare is supposed to make Medicaid available to … [Read more...] about ObamaCare’s Medicaid Deception
Galen Senior Fellow Doug Badger has a new paper out this week, published by The Heritage Foundation, showing how a few states that gained waivers to escape some of Obamacare’s expensive, restrictive mandates are helping to lower health insurance premiums for their residents. In his new paper, “How Health Care Premiums Are Declining in States That Seek Relief from Obamacare’s … [Read more...] about How Health Care Premiums Are Declining in States That Seek Relief from Obamacare’s Mandates
Published on FORBES.com | Democrats have been pulling levers for decades to exert greater and greater government control over our health sector. But the more government gets involved, the more dysfunctional the market becomes. The left now contends that the mess can only be solved with a complete government takeover. They believe their moment has come. Americans are … [Read more...] about The Left’s Utopian Health Care Promises
U.S. District Judge Reed O’Connor’s decision striking down ObamaCare provides an opportunity for states to begin solving the mess Washington has created in their health insurance markets. My colleague Doug Badger writes that the decision gives states “new space to create policies that benefit their own residents—the sick, the healthy, and the poor. Congress should resist the urge to act in … [Read more...] about Don’t Panic: There’s Time To Get ObamaCare Replacement Right
A federal judge is expected to rule soon on whether Obamacare’s individual mandate is constitutional without a tax penalty to enforce it, and if it is not, whether the rest of Obamacare’s provisions (including its insurance regulations) are no longer operative. If the judge rules against Obamacare, as many predict, brace yourself for a tsunami of hysteria. Washington’s chattering class will … [Read more...] about A Judge Will Likely Rule Against Obamacare. Here’s What Should Happen Next.
By Doug Badger — A proposal to repeal Obamacare entitlements and replace them with grants to states would reduce premiums for individual coverage by as much as 32 percent, according to an analysis by the Center for Health and Economy. The Health Care Choices Proposal also would modestly reduce the deficit, increase the number of people with private health insurance and cut Medicaid spending, … [Read more...] about Congress Can Slash the Cost of Health Care Premiums by as Much as a Third. Here’s How.