The seismic effects of the Affordable Care Act on insurance markets continue to be felt nearly eight years after its enactment. Premiums for individual coverage more than doubled between 2013 and 2017. Much of that increase resulted from Obamacare’s new regulations. Some regulations—such as essential health benefits and actuarial value requirements—had discrete effects on...
The seismic effects of the Affordable Care Act on insurance markets continue to be felt nearly eight years after its enactment. Premiums for individual coverage…
An open letter to President Donald J. Trump, Senate Majority Leader Mitch McConnell, and House Speaker Paul Ryan. As you meet this weekend at Camp…
Many attribute the big jump in 2018 Obamacare premiums to the Trump Administration’s decision to terminate government payments to insurance companies, known as cost-sharing-reduction (CSR)…
The Senate this week is expected to vote on a tax bill that includes a controversial provision to repeal Obamacare’s tax penalty on the uninsured. Democrats and some conservative policy analysts fret that if Congress scuttles the so-called individual mandate, insurance premiums will rise. The reverse may be closer to the truth: Premiums for...
The law expanded coverage among the poor at the expense of coverage among the middle class. The number of people with individual health-insurance coverage is shrinking. Despite $146 billion in federal subsidies to low-income households and well-capitalized insurers, 2.6 million fewer people had individual policies in March 2017 than in March 2016, a drop...