Galen Institute

Dear Editor:  Your Feb. 2 article, "Medicare Drug Spending Expected to Be Well Below Estimates," was a powerful rebuttal to critics who claim Part D's market-based approach is failing. As you note, "the intense competition among private insurers" has resulted in lower prices for both medicines and premiums.  The drug benefit certainly stumbled out of the gates, … [Read more...] about Response to New York Times Article on Medicare Drug Spending

President Bush has responded to growing middle-class anxiety about the high cost of health insurance and to workers' fears that they will lose their health coverage if they lose their jobs. The president is offering new policy initiatives that would give people more control over their health spending and give them options to buy health insurance that is portable so they can keep it as they … [Read more...] about More Choices, More Control

President Bush has responded to growing middle-class anxiety about the high cost of health insurance and to workers' fears that they will lose their health coverage if they lose their jobs. The president is offering new policy initiatives that would give people more control over their health spending and give them options to buy health insurance that is portable so they can keep it as they … [Read more...] about More Choices, More Control

While critics claim that Health Savings Accounts (HSAs) are a new tax break for the rich and are attractive only to the young and healthy, studies show they in fact have broad appeal and provide a new option for the uninsured: 40% of HSA purchasers make less than $50,000 a year, a majority of purchasers are families with children, and about half are over age 40.  Consumerism in health care … [Read more...] about Health Savings Accounts: A Survey of the Literature

While critics claim that Health Savings Accounts are simply a new tax break for the rich, young, and healthy, studies show they in fact are a valuable potential savings resource for middle-aged and middle-class Americans.  HSAs allow people to put aside up to $5,450 a year tax free to pay for medical expenses. Whatever isn't spent rolls over to the next year, and the earnings accumulate … [Read more...] about HSAs and Investment Potential

While critics claim that Health Savings Accounts (HSAs) are a new tax break for the rich and are attractive only to the young and healthy, studies show they in fact have broad appeal and provide a new option for the uninsured: 40% of HSA purchasers make less than $50,000 a year, a majority of purchasers are families with children, and about half are over age 40.  Consumerism in health care … [Read more...] about Health Savings Accounts: A Survey of the Literature

While critics claim that Health Savings Accounts are simply a new tax break for the rich, young, and healthy, studies show they in fact are a valuable potential savings resource for middle-aged and middle-class Americans.  HSAs allow people to put aside up to $5,450 a year tax free to pay for medical expenses. Whatever isn't spent rolls over to the next year, and the earnings accumulate … [Read more...] about HSAs and Investment Potential