• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar

Galen Institute

  • Home
  • About Us
    • Mission and History
    • Grace-Marie Turner bio
    • Who was Galen?
    • Donate to Galen
  • Activities
    • Core Activities
    • Commentary and Oped Tutorial
    • Our Book
    • Galen Guides
  • Contact Us
  • Major Papers
  • Broadcast Interviews
  • Health Policy Consensus Group

Scott Gottlieb: Obamacare Faces A ‘Death Spiral’ — But It Turns On The Declining Participation Of Health Plans, Not Just Rising Premiums

POSTED BY Galen Institute on October 28, 2013.

Given the failed launch of Obamacare, there’s a real chance that the entire scheme falls into an “insurance death spiral” — but not as visibly (or rapidly) as the way these sorts of unsuccessful insurance pools usually unravel.

A death spiral happens when only the sickest beneficiaries get into an insurance pool, causing the cost of medical claims to rise, and in turn raising future premiums.

These higher premiums, in turn, dissuade healthier beneficiaries from buying coverage. This exacerbates the strains and makes sure the pool continues to attract only the sickest consumers who are most in need of the medical coverage, and willing to pay the rising premiums. This is how the downward spiral ensues.

Continue Reading…

Filed Under: Uncategorized

Primary Sidebar

SEARCH

NEW

An American Renaissance in the Care of Health

Our Annual Report

New Paths to Progress

The Laffer Curve

Subscribe to our Newsletter

* = required field
unsubscribe from list
(After subscribing, you will receive a confirmation email which is frequently found in the junk mail folder.)

Recent Newsletters

09/13/2024 - A Sea Change — AmericanHealthCareChoices newsletter
08/23/2024 - Kamala the Chameleon — AmericanHealthCareChoices newsletter
07/25/2024 - The Big Reset — AmericanHealthCareChoices newsletter
06/27/2024 - Big Ideas — AmericanHealthCareChoices newsletter
06/21/2024 - Drip. Drip. Drip. — AmericanHealthCareChoices newsletter
05/31/2024 - A Diversion — AmericanHealthCareChoices newsletter
05/24/2024 - In Memory — AmericanHealthCareChoices newsletter
05/17/2024 - High on Politics — AmericanHealthCareChoices newsletter
05/10/2024 - Breaking the Bank — AmericanHealthCareChoices newsletter
04/22/2024 - We Interrupt This Program…. — AmericanHealthCareChoices newsletter

Social Media

Like Us On Facebook

Twitter:
@gracemarietweet
@galeninstitute

Copyright Galen Institute at Donors. © 2025; · Log in