When American workers engage in health-smart habits offered in consumer-driven health plans (CDHP), they reduced their health risks and lower their total medical costs an average of $9,700 per employee over a five-year period, according to a recent study of health care claims representing 1.1 million Cigna customers in consumer-driven health plans, PPOs and HMOs.
The Sixth Annual Cigna Choice Fund Experience Study, released today, shows individuals enrolled in Cigna Choice Fund®, Cigna’s consumer-driven health plan, lowered their costs without compromising care by becoming more engaged, informed and active health care consumers. Cigna’s CDHP pairs a qualified medical plan with a Health Savings Account (HSA) or Health Reimbursement Account (HRA). According to the study, when compared to customers in traditional PPO and HMO plans, those in a CDHP.