To the editor: While Malcolm Gladwell is a gifted writer, reporter, and analyst, his most recent article, "The Moral-Hazard Myth," cites several questionable studies and examples: First, he writes "The leading cause of personal bankruptcies in the United States is unpaid medical bills." This was the conclusion of a flawed analysis by Harvard researcher … [Read more...] about Response to Malcolm Gladwell article in The New Yorker