Author Archives: Doug Badger

Breaking promises: GOP resuscitate Obamacare with massive bailout

Congressional Republicans who repeatedly pledged to repeal and replace Obamacare instead are racing today to rescue the law with truckloads of federal cash. Their plan: a multi-billion-dollar bailout of health insurers that sell Obamacare policies. In return, the insurers promise to reduce premiums just in time for November’s elections. Congress shouldn’t jump at this politically […]

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How Obamacare Raised Premiums

The seismic effects of the Affordable Care Act on insurance markets continue to be felt nearly eight years after its enactment. Premiums for individual coverage more than doubled between 2013 and 2017. Much of that increase resulted from Obamacare’s new regulations. Some regulations-such as essential health benefits and actuarial value requirements-had discrete effects on premiums. […]

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Senate Should Repeal Regressive Tax on the Uninsured

Senate Democrats who fret over the distributional effects of tax cuts should thank their GOP colleagues for giving them the chance this week to vote on repealing one of the most regressive taxes: the Obamacare tax on the uninsured.This tax disproportionately falls on those with incomes less than $50,000, while exempting many households earning six-figure […]

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Obamacare’s Individual Mandate Is Repealing Itself

The Senate this week is expected to vote on a tax bill that includes a controversial provision to repeal Obamacare’s tax penalty on the uninsured. Democrats and some conservative policy analysts fret that if Congress scuttles the so-called individual mandate, insurance premiums will rise. The reverse may be closer to the truth: Premiums for Obamacare […]

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Obamacare Is Uninsuring the Insured

The law expanded coverage among the poor at the expense of coverage among the middle class. The number of people with individual health-insurance coverage is shrinking. Despite $146 billion in federal subsidies to low-income households and well-capitalized insurers, 2.6 million fewer people had individual policies in March 2017 than in March 2016, a drop of […]

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