How ObamaCare Misses the Mark on Pre-Existing Conditions

  • Missing the mark: The president said that 129 million people were being denied health insurance because of pre-existing conditions. But only 48,879 people have signed up for ObamaCare’s expensive pre-existing condition insurance, costing taxpayers $5 billion.
  • High cost: Costs per enrollee are estimated to average $28,994 in medical costs in 2012, according to the Obama administration, more than double what government-contracted actuaries predicted in November 2010 ($13,026). And many patients balk at signing up for the program when they learn how much they would have to pay for the pre-existing condition policies.

✔ A BETTER IDEA: People who have pre-existing conditions do need help in getting insurance. States could set up programs and, with additional federal funding, could provide coverage for people who have trouble buying it in the private market. And once they have insurance, they would be guaranteed they could keep it at reasonable rates.