Since late 2003 when the federal government cleared the way for health savings accounts coupled with high-deductible health plans, the market for such plans has blossomed. Recent surveys and media reports show that more and more businesses are or soon will be offering health savings account (HSA) plans. While this is excellent news for health care consumers, there are still many state government barriers that interfere with the efficient delivery of HSA plans. This study examines those barriers and offers suggestions for overcoming them.
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